The R.I.S.E. Loan is designed to help you save and build credit simultaneously. Your loan funds are invested in your Shares and T.E.S.A. accounts, earning interest over time. Upon full repayment, you receive your initial investment plus accrued interest.

The R.I.S.E. Loan offers flexible repayment terms of up to 10 years.

Interest rates start as low as 8%, providing a competitive option for your financial planning.

Apply through our online banking platform at ccuebranch.com. If you don’t have online
banking credentials, you can sign up directly on the site.

You will need two valid forms of identification, a recent job letter, and a payslip. Additional documentation may be required depending on your specific circumstances.

The loan amount is based on your ability to service the loan, considering your income, expenses, and credit history.

Upon full repayment, you’ll receive your initial investment plus all accrued interest, providing a substantial financial cushion.

The preferred form of repayment is via salary deduction, but alternative options can be discussed with your lending officer.

Yes, the R.I.S.E. Loan is an excellent choice for those looking to save for significant future expenses while building their credit.